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Paying Off Debt

How many of you try to have a debt free live? My husband and I try, however, sometimes things don’t work out the way we plan them. If you’re having a hard time keeping all those bills paid, and you own your home, it might be smart to think about refinancing your home. When you refinance your home you may get a better interest rate, and lower payments.

My grandparents often refinance their home to help pay off other debt. Not only does their debt get paid off, but their mortgage payments are reduced. You maybe thinking it is crazy to refinance, however, if you do your homework and find the best company to work with, the company that will get you the lowest interest rate they possibly can. Getting a mortgage can be a smart thing.

Again there is many things to take into consideration, what all needs paid off, will it save you money by paying it off now, would it help you to have a smaller payment on your house, and what is really the main reason for refinancing. If you are refinancing to go on vacation they may not be the best thing in the world. Doing so to pay off other debt on the other hand is a bit wiser.

How do you keep from having debt?

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About Jammie Morey

Jammie is of Native American descent, she has family from the Ojibway/Chippewa tribe in Mount Pleasant, Michigan. She was born and raised in Michigan, where she later moved to Tennessee with her husband and daughter. Jammie and her husband home school their daughter, and enjoy doing many things together as a family. Some of those activities include geocaching, hiking, fishing, playing games together as a family, and just being silly with their daughter. Jammie is Owner of The Neat Things in Life. For more information visit on Google+.

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